3542

Myk Murphy:
I did a refinance last year, and bought a new house this year, so i may be able to help if you have specific questions.
(Tue Oct 8, 2002 - 11:09:18 am)

Heruka:
second mortage. hell why not have 4 or 5 of them.
(Tue Oct 8, 2002 - 11:09:43 am)

Decoy:
At these interest rates, its really hard to go wrong.
(Tue Oct 8, 2002 - 11:12:31 am)

Detlef Sping:
Should I buy gold?
(Tue Oct 8, 2002 - 11:13:38 am)

bela:
I have a question Myk.
(Tue Oct 8, 2002 - 11:20:03 am)

Myk Murphy:
Ok, i'm all ears.
(Tue Oct 8, 2002 - 11:22:54 am)

Heruka:
Aluminum foil Detlef, the future is in aluminum foil.
(Tue Oct 8, 2002 - 11:23:36 am)

Heruka:
how much wood, would a wood chuck chuck, if a wood chuck could chuck wood?
(Tue Oct 8, 2002 - 11:24:19 am)

bela:
The old man has a lot of company debt. Taxes, workers comp - taxes left over from his father he has to pay etc. He says he doesn't want to refinance because we already are locked into a very low rate. He doesn't want to get a home equity loan because that will put us back to square 1. So I offered to get a personal loan and give him the money (he only needs like 10,000) to get the company back on its feet. But I think a personal loan isn't such a great idea because the interest rate would be high. I don't really know about these things and he doesn't really want to talk about it so I was just wondering - I don't really know anyone that owns a house that I can get advice from.
(Tue Oct 8, 2002 - 11:29:53 am)

bela:
But I think all these money problems are going to give him a heart attack. He has been recording bands on the weekends and using the money he makes to pay his employees. I feel really bad.
(Tue Oct 8, 2002 - 11:31:14 am)

Heruka:
I'd suggest a business loan of some type. Keep your personnal debt seperate from the business debt. Mixing them could come back to haunt you.
(Tue Oct 8, 2002 - 11:36:09 am)

Decoy:
And life insurance.
(Tue Oct 8, 2002 - 11:44:07 am)

Decoy:
H is right, a personal loan is not a great idea to comingle with business money. It'll all end in tears.
(Tue Oct 8, 2002 - 11:44:44 am)

bela:
It was just an idea, I didn't think it was a great idea. I doubt he can get a business loan. I don't know.
(Tue Oct 8, 2002 - 11:46:03 am)

Decoy:
10K isn't that much. It sounds like he's one big job away from being all set?
(Tue Oct 8, 2002 - 11:46:35 am)

Decoy:
He should try to get the business loan and see. 'Can't hurt to ask, right?
(Tue Oct 8, 2002 - 11:48:10 am)

bela:
Yeah but its a mess because he has no money and those debts are going to increase month to month.
(Tue Oct 8, 2002 - 11:48:34 am)

bela:
Well see. Thanks
(Tue Oct 8, 2002 - 11:49:27 am)

Decoy:
Yes, but does he have jobs? Invoices he could sell? You can sell your invoices for like 20% with some of the userers.
(Tue Oct 8, 2002 - 11:49:36 am)

Decoy:
Well, good luck. You should see the debt we have at our company. It could be way worse.
(Tue Oct 8, 2002 - 11:50:41 am)

Heruka:
As long as he's established, I really wouldn't see a problem. But what the fuck do I know? Not much.
(Tue Oct 8, 2002 - 11:52:14 am)

bela:
He has so much tax debt I wonder if he could get a business loan. I don't know. Hes going to try.
(Tue Oct 8, 2002 - 11:53:23 am)

bela:
You know more about this stuff than I do. He is established, its not a brand new company or anything. Maybe its easier now to get loans because of the economy. I hope he gets it.
(Tue Oct 8, 2002 - 11:54:28 am)

Queenie:
There was this guy at Sidney's school with his 2 kids, and he called out to them, "Astrid! Jasper! Time to go!" What the hell is wrong with these people?!?
(Tue Oct 8, 2002 - 12:11:21 pm)

Queenie:
I'm not sure of the computer we ordered, we got it in pieces, Ken's going to put it together. But he says it's the most state-of-the-art machine we've ever had. It's for editing and was purchased for me by one of my investor people. We're putting together a big concert/art exhibit & sale to recoup her money. Woo hoo!
(Tue Oct 8, 2002 - 12:20:23 pm)

(Tue Oct 8, 2002 - 12:22:11 pm)

bela:
My friend thinks this all femaile tuba orchestra is walter's sexual fantasy: 17 women in white shirts and pigtails playing tuba.
(Tue Oct 8, 2002 - 12:30:33 pm)

Chewing Wax:
I know it's mine
(Tue Oct 8, 2002 - 12:31:06 pm)

Queenie:
Sometimes, when Sidney makes a joke and everyone laughs really hard, she keeps repeating it over and over until it's not funny anymore, because she craves that validation in that way that small children do. Just something to think about.
(Tue Oct 8, 2002 - 12:37:06 pm)

(Tue Oct 8, 2002 - 12:40:04 pm)

bela:
Tell her shes wearing it out and that its strange to keep repeating it. You have to be honest with kids.
(Tue Oct 8, 2002 - 12:40:53 pm)

Queenie:
I was making a point about the trailer pictures. It used to be funny, but it's been ruined by over-use.
(Tue Oct 8, 2002 - 12:44:57 pm)

bela:
Oh, sorry.
(Tue Oct 8, 2002 - 12:47:26 pm)